![]() Premium Version: The Premium version guides you step by step through Dave Ramsey’s method for achieving Financial Peace. The lack of syncing is a pretty large con of the free version of EveryDollar. Account syncing is unavailable with this version, meaning that you’ll have to manually enter incoming and outgoing money as well as manually categorize line items in your budget and set reminders for bill payments. ![]() EveryDollarĮveryDollar is a budgeting app created by Dave Ramsey’s organization that offers a simple, zero-based budgeting framework.Ĭost: Free Basic Version, $14.99/month or $79.99/year Premium Version (Free Trial: 14 days)įree Version: With the free version, you have access to some limited features. Each app has its own pros and cons, however, so it’s important to do thorough research before deciding which is right for you. The following apps are good options to consider that won’t result in unwanted ads and credit card offers. If you don’t want your data sold to the highest bidder, there are other options available to you. They do this by selling your information to outside vendors, which means that by signing up for either, you’ll most likely receive a lot of credit card offers as well as other marketing and promotions.įor this reason, you may want to consider other budgeting and net worth tracking apps. Both Mint and Credit Karma are free apps, but they have to make money somehow. While the Credit Karma app is free and is also owned by Intuit (the same company as Mint), there are some drawbacks. Intuit has also launched Intuit Assist, which is an AI-powered financial assistant that can help Credit Karma users with financial questions and decisions. You can still monitor your spending and cash flow with Credit Karma and the app will use your data to provide personal, actionable recommendations, such as which credit card to use based on the rewards or what to do if you have an account that is low on cash. Advantages of Credit KarmaĬredit Karma won’t be exactly the same as Mint, but will maintain some of the most popular features from Mint while offering new ones. Once you’ve transferred your data, however, you will no longer be able to access Mint except for downloading transactions. The Mint app will let you know when it’s ready for you to start moving your account data over to Credit Karma if that’s the app you choose. While Intuit intends for the transition to be seamless, it isn’t automatic. ![]() If you used Mint, you will have to take action by the time Mint closes on March 23, 2024. What Is Happening With Intuit’s Mint Software? When you have a more complex financial picture (like complex tax and estate needs) and are looking for more customized guidance, consider working with a financial advisor. ![]() That said, there are limitations to apps. Below we will walk through the pros and cons of some of the most popular alternatives to mint. We are fans of using apps to help budget and track your net worth, stay organized, learn how to be financially responsible, and even potentially improve your long-term financial health. The short answer is it depends on your specific needs and what you are looking for. With the recent announcement of one of the most popular budgeting apps, Mint, closing and redirecting users to Credit Karma in March 2024, many are wondering which app to use instead.
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